Documentation Index
Fetch the complete documentation index at: https://docs.imprint.co/llms.txt
Use this file to discover all available pages before exploring further.
Overview
Deferred interest lets a customer finance an eligible purchase over a fixed term with no interest, provided the financed balance is paid off within that term. Customers are offered a choice between their standard rewards and a deferred-interest financing benefit on qualifying orders. Because eligibility is assessed at the order level rather than the transaction level, integrating deferred interest requires you to share order data with Imprint. This guide walks through the end-to-end flow.Deferred interest is only available for programs whose rewards accrual type is
STATEMENT or DELAYED. Programs that issue rewards with INSTANT accrual do not support deferred interest. See Benefit selection windows below.Integration flow
Order creation — Partner
When a customer places an order, create a corresponding order in Imprint with a
POST to /v2/orders. Imprint responds with an order_id, which you should store to reference the order later.Order events — Partner
Map the order to its card transaction(s) with a
POST to /v2/order_events, associating one or more network_transaction_id values with the order_id. Imprint uses this mapping to determine eligibility for the order.Benefit selection — Customer
The customer chooses between rewards and financing within the eligibility window inside Imprint’s servicing experience. They are notified of an eligible order via SMS, which links them to the selection flow. See Benefit selection below.
Order modification — Partner
If the order changes (for example, an item is removed or refunded), keep Imprint in sync with a
PUT to /v2/orders/{order_id}. Order amount changes can affect eligibility.Order eligibility & terms
Eligibility is determined by Imprint’s ledger based on the order amount and term criteria. Eligibility is performed at the order level, not the transaction level — this is the core reason orders are required for deferred-interest eligibility. The eligibility criteria are configured as a table of duration, minimum order amount, and maximum order amount. An order qualifies for a given term when its amount falls within that term’s amount range. For example:| Template | Duration | Min order amount | Max order amount |
|---|---|---|---|
6mo | 6 months | $500.00 | $999.99 |
12mo | 12 months | $1,000.00 | $1,999.99 |
24mo | 24 months | $2,000.00 | (no upper bound) |
The values above are illustrative. The exact duration tiers and amount ranges are configured per program — your Imprint team will provide the table that applies to your program.
Benefit selection
After placing an eligible order, a customer is opted into their default benefit,REWARDS. They then have a configurable number of days to select their benefit — either REWARDS or FINANCING — within Imprint’s servicing experience, generally by following a link sent over SMS that informs them of their eligibility.
Benefit selection windows
The configurable selection window is constrained by the program’s rewards accrual type:| Accrual type | Behavior | Selection window |
|---|---|---|
STATEMENT | Rewards are batched and issued on statement dates. | Up to 5 days. |
DELAYED | Rewards are issued after a configurable delay (in days). | Must be shorter than the reward-issuance delay. E.g. if rewards accrue after 5 days, the window is at most 4 days. |
INSTANT | Rewards are issued immediately when the transaction confirms. | Not supported — deferred interest is unavailable. |